THE INFLUENCE OF STRESS, GREED AND INDIVIDUAL MORALITY ON UNETHICAL BEHAVIOR OF BANKING EMPLOYEES IN BANJARMASIN

Abstract

Bank as a collector of funds from the public in the form of savings and distribute them to the public in the form of credit or other forms in order to improve people's living standards. Therefore, it is very important for banks to be able to increase customer trust by implementing several banking strategies. However, the strategy implemented by banks is still not maximal in preventing unethical actions. There are still fraudulent recording modes, transactions without a change in ownership, presentation of incorrect information, abuse of authority, violations and misuse of credit cards and acts of fraud that occur. This study aims to determine the factors that can influence unethical behavior by employees. This research is a quantitative study which was analyzed using SPSS version 25 with Multiple Linear Regression analysis and Hypothesis Testing. The number of samples in this study were 96 respondents taken by incidental sampling. The results of this study are stress has no effect on unethical behavior, Greed has an effect on unethical behavior and Individual Morality has an effect on unethical behavior.